# BEB Contract & Legal Services

> Contract and Legal Services


## Posts

- [The Ultimate Guide to Freelancing](https://bebconsultancy.co.uk/the-ultimate-guide-to-freelancing/): What is a Freelancer? Freelancers are self-employed and they offer services to support businesses – usually where they were employed in a similar role previously. Freelancers often work for more than one client at a time and can charge on a per-job, hourly or daily basis. Essentially, they go and find work themselves on a self-employed basis meaning they have more freedom and control over how they work, who they work for and what times. Some of the most common freelance jobs are within creative industries such as graphic design, copywriting, or marketing, as well as administrative like virtual assistants or […]
- [“There are no terms, I didn’t sign anything” – how the ‘secret contract’ can damage your business](https://bebconsultancy.co.uk/there-are-no-terms-i-didnt-sign-anything-how-the-secret-contract-can-damage-your-business/): Thousands of contracts are entered into every day, many of which one party may not have any idea what the terms are or even what the contract looks like. We hear it time and time again that ‘there was no terms’.. or ‘I never sign contracts’. Unfortunately, this is not always the case. When agreeing to provide your service or goods, not only is it crucial to have your own terms in place you should be checking the small print. Just because you did not sign something does not mean that you are not bound by any terms. If you have […]
- [Happy International Data Privacy Day 2020](https://bebconsultancy.co.uk/happy-international-data-privacy-day-2020/): Our personal data is everywhere, and as business owners you are responsible for processing that data safely and securely. A little under 2 years ago saw a mass panic with regards to the law changes and despite it not being talked about as much it has not gone away. You should still be following your obligations under GDPR, Data protection is not only a legal issue for businesses, it can be a make-or-break deciding factor for customers in whether to use your services at all. On 26 April 2006 the Council of Europe decided to launch a Data Privacy Day to be celebrated […]
- [Buy Now Pay Later - Terms Exposed](https://bebconsultancy.co.uk/buy-now-pay-later-terms-exposed/): The likes of Klarna and Clearpay have become the new way to shop online. Known as point-of-sale loans, major online retailers are giving consumers the option to buy now and pay later on items. The choice of spreading the cost over 3 months or paying up to 30 days later with promises of no interest and no fees ever! Really ever?? Recently these payment solutions companies have hit the headlines for growing concerns of people getting into debt with the ease of spending at the click of a button. New research suggests that OVER two million shoppers have damaged their credit scores […]
- [Why you must have terms and conditions on your eCommerce website](https://bebconsultancy.co.uk/why-you-must-have-terms-and-conditions-on-your-e-commerce-website/): Barnes and Shirley who are a eCommerce marketing agency and consultancy invited us to feature on their website to share our knowledge regarding eCommerce terms and conditions. Terms & conditions should be the first legal document that you put in place when starting a new business. Time and time again, we at BEB see clients coming to us once things start going wrong, such as invoices being chased, obligations being disputed, contracts being walked away from and dissatisfied customers doing all they can to get a refund. Taking terms & conditions from a similar business will not protect you the way having […]
- [What you need to know about IR35](https://bebconsultancy.co.uk/what-you-need-to-know-about-ir35/): IR35 was first introduced in April 2000 with the aim to address tax avoidance by individuals working in the role of an employee through an intermediary, such as a limited company. By working this way it is sometimes referred to as a “disguised employee” as it enables individuals and companies avoid tax and national insurance contributions which HMRC intend to recover. April 2020 is seeing changes which may put the onus on the client rather than the contractor. However only companies which are not “small” (defined by the Companies Act 2006) will be subject to these new rules. Companies Act 2006 […]
- ["I am owed money but there was no contract in place"](https://bebconsultancy.co.uk/i-am-owed-money-but-there-was-no-contract-in-place/): “I am owed money but there was no contract in place” This is a common statement I see and hear across social media and the business community from business owners who have not been paid for the goods or services they have delivered. Not only does it cause a huge amount of stress it obviously has a huge effect on your cash flow. This blog will explain not only what to do if you had no written terms to your business transaction but also how to reduce the likelihood of being in this situation again. All too often business owners will […]
- [The ultimate guide to website terms and conditions](https://bebconsultancy.co.uk/ultimate-guide-to-website-terms-and-conditions/): Why does my website need terms and conditions? Every business needs terms and conditions to fully protect them. It clearly sets out what each party is responsible for and what each party will get from the agreement. This means you are fully protected should anything go wrong with your working together and you will be able to settle disputes relatively quickly and easily without the need for the courts to get involved. Are website terms and conditions a legal requirement? No, but you are potentially increasing your liability if you don’t have them. Not letting consumers know where they stand, what […]
- [Check your contracts before you Thomas Cook it!](https://bebconsultancy.co.uk/check-your-contracts-before-you-thomas-cook-it/): Are you a package travel company, or even just offering stays to your clients? With Thomas Cook sadly going under yesterday, it had me thinking of all those poor holidaymakers that are currently abroad or having their prebooked holidays cancelled and how upsetting a time this is, but how glad they must be that they are fully protected under the ATOL scheme which Thomas Cook were luckily a part of.. But what happens if they weren’t? What if it was your business? Consumers are protected in many ways with certain rights against unfair trading tactics and rules, however if a company […]
- [What's the difference between 'off the shelf' templates and bespoke contracts?](https://bebconsultancy.co.uk/whats-the-difference-between-templated-off-the-shelf-and-bespoke-contracts/): The High court found that a clause contained in the standard terms and conditions of an IT supplier was unenforceable and damages were awarded to their client for over £110k. Often, suppliers look to exclude or limit liability within their standard terms and conditions as best they can, including terms relating to the quality of the goods and whether they are even fit for purpose – although these exclusions are only enforceable if they are reasonable  as defined under the Unfair Contract Terms Act 1977. In the 2010 case of Kingsway Hall Hotel Ltd v Red Sky IT (Hounslow) Ltd, the High Court held […]
- [IR35 : Off-Payroll Tax](https://bebconsultancy.co.uk/ir35-off-payroll-tax/): IR35 : Off-Payroll Tax IR35 is tax legislation which has been in force since April 2000 designed to combat tax avoidance by self employed freelancers and the companies that are hiring them. Generally, these workers are supplying their services to clients via a personal service company (PSC), or other similar intermediary, such as a limited company, but in practice are mirroring what an employee would do if an intermediary was not used. Such arrangements can result in individuals paying less tax and remove the need for employers/your client to pay National Insurance Contributions, as well as benefits (like sick pay and […]
- [The Ultimate Guide to Your Shareholders Agreement](https://bebconsultancy.co.uk/the-ultimate-guide-to-your-shareholders-agreement/): Your Shareholders Agreement will help & protect you. In this ultimate guide we share the do's and don'ts in getting this contract right for all parties.
- [The ultimate guide to legal contracts](https://bebconsultancy.co.uk/the-ultimate-guide-to-legal-contracts/): Our ultimate guide to Legal Contracts answers businesses frequently asked questions. Make sure your contracts are legal and protect your best interests.
- [Important new VAT rules for Construction Services from 1st October 2019](https://bebconsultancy.co.uk/important-new-vat-rules-for-construction-services-from-1st-october-2019/): It was announced in 2017 that the government intended to introduce a new set of VAT rules specifically for the construction industry. Last year it was announced that these new rules would be introduced from 1 October 2019.  The aim of the new “Construction Reverse Charge” is to cut down on fraud in the sector and will have quite a wide ranging effects for businesses. HMRC believe this fraud totals to millions of pounds per year as many ‘subcontractors’ charge the VAT and then disappear before it is time to do their tax return obviously meaning it does not reach HMRC. […]
- [IR35 ... who wins?](https://bebconsultancy.co.uk/ir35-who-wins/): This piece of legislation has been in force since 2000 which was designed to tackle tax avoidance from ‘disguised employment’. Until more recently the contractor must assess their own IR35 status, if they consider that the rules do apply to them then they should be paying the appropriate taxes as if they were employed. In the early days of IR35 HMRC attempted to classify many contractors, particularly IT contractors, but they had very little success. In over 1,000 cases HMRC gave up the fight before it even reached court. 19 years later and many still continue this way of working with […]
- [Your Rights As A Consumer](https://bebconsultancy.co.uk/your-rights-as-a-consumer/): Whilst predominately we help our clients with commercial contracts and other business law stuff we have also helped and advised on Consumer Law. Not only to our clients who may have issues when selling to consumers but also when it is them who have been treated unfairly by a company. What is a Consumer? Despite being phrased in different ways, the majority of the definitions of consumer found in EU legislation are all very similar. Basically defined as, a person who purchases goods and/or services for personal use which is outside his or her trade, business or profession. There is a […]
- [GDPR - One Year On!](https://bebconsultancy.co.uk/gdpr-one-year-on/): It has now been almost a year since GDPR became enforceable by law, after attending an event yesterday where I spoke a little bit about GDPR and marketing. I thought this would be a good opportunity to take a look at what has happened in the past year. GDPR came in to effect on 25th May 2018. There was a huge panic around this time and we as a business were absolutely stacked with clients needing advice, wanting policies and guidance on what it even meant.  The reasons for the reform of the law, made sense, there is no doubt it […]
- [Why you shouldn't do business without terms and conditions](https://bebconsultancy.co.uk/why-you-shouldnt-do-business-without-terms-and-conditions/): Getting your terms and conditions drafted professionally is never a top priority when starting a business. Many may steal from competitors or use templated documents instead of getting their own documents professionally drafted, which is dangerous and not effective. Every business should have a standard set of terms that they use for each transaction, if they are written correctly they are written with your business in mind. The way your business operates from start to finish must be considered. No two businesses are the same! the sales process the way you invoice the term of the contract what is expected from […]
- [Can I charge interest on late payments?](https://bebconsultancy.co.uk/can-i-charge-interest-on-late-payments/): When your clients do not pay you on time not only does this create cash flow problems, it increases the risk of not being paid at all and can damage the working relationship. Cash flow can be a very personal issue for freelancers, contractors and small businesses. Not being paid, or being paid late  can sometimes mean the difference between making and missing this month’s rent, or even being able to afford to continue running your business. There has been a statutory right to charge interest for late payment for small businesses since the late payment legislation in 1998. This was primarily […]
- [IR35 – what it currently means to freelancers and the self employed](https://bebconsultancy.co.uk/ir35-what-it-currently-means-to-freelancers-and-the-self-employed/): Many consider leaving permanent employment to become a contractor or a freelancer and do not consider the things that need to put in place. Whether it’s payment terms or professional indemnity insurance there’s plenty to think about before starting this new business. At the top of the list should be tax, and in particular making sure your business complies with IR35. IR35 effects everyone who is self employed and should not be ignored. In 2000 a specific piece of legislation – referred to as IR35 – was brought in designed to stop an employee from leaving their permanent job and then […]
- [Terms and Conditions Free Template](https://bebconsultancy.co.uk/terms-and-conditions-free-template/): …… and why these free or low cost documents could end up costing you more in the long run. The internet is full of terms and conditions generators and websites offering various contracts for free or at a low price. Whilst the low cost may be attractive, relying on templated documents to protect your business, could end up costing you more should a client relationship breakdown and a dispute arises. We all know that googling any health symptoms can turn a common cold into a life-threatening disease by a click of a button, so why google important legal documents in relation […]
- [GDPR Made Simple for Business Owners](https://bebconsultancy.co.uk/gdpr-made-simple-for-business-owners/): The implementation date has been and gone and whilst there was a lot of unnecessary panic and worry. It is clear that since the hype of it all, many businesses are failing to implement simple practices to ensure they continue being or ever were GDPR compliant. We are often asked by our clients ‘will this document make me compliant’? The short answer is ‘no’. A privacy policy on your website does not automatically make you GDPR compliant, using a GDPR compliant website or an email marketing platform that is GDPR compliant will still not ‘make you compliant.’ Yes it may be […]
- [Why you should never copy and paste your T&C's like Seaborne Freight](https://bebconsultancy.co.uk/why-you-should-never-copy-and-paste-your-tcs-like-seaborne-freight/): So it isn’t new news that the Transport Secretary Chris Grayling had awarded the no-deal Brexit ferry contract worth £13.8m to a company that not only does not own any ferries but are also a start up business who are yet to fulfill a contract. Grayling defended the decision after criticism by saying they had looked very carefully at the business and have put in place a tight contract that ensure they can deliver. If these contracts are anything like those on their website, they are in trouble. The news yesterday was hit with headlines regarding the company and the fact […]
- [The Santa Clause – Is it a legally binding contract?](https://bebconsultancy.co.uk/the-santa-clause-legally-binding-contract/): My favourite Christmas film has got to be ‘The Santa Clause’ starring Tim Allen. Tim Allen plays a father called Scott Calvin who by going outside of his house startles Santa and causes him to fall off his roof. Scott then finds a business card on the dead Santa which reads …. “If something should happen to me, put on my suit. The reindeer will know what to do” Scott’s son all excitable, encourages his father to follow the directions on the card, which reluctantly he does and then his night involves delivering presents, flying in Santa’s sleigh and finally finishing […]
- [Understanding the “14 day cooling off period” when purchasing goods](https://bebconsultancy.co.uk/understanding-the-14-day-cooling-off-period-when-purchasing-goods/): As part of my Business Law masters, one of the modules this year has been ‘Consumer Law.’ Whilst this area is huge, it is also an area that affects every single one of us regularly and is very important. Alarmingly, what I found most interesting was the fact that numerous studies showed that generally consumers just do not understand their rights. This doesn’t just include consumers but also businesses who should be enforcing these rights and leaving themselves open to consumer complaints and breaches of law. The Consumer Rights Act 2015 came into force on 1 October 2015 and represented the […]
- [Do we need a shareholder agreement?](https://bebconsultancy.co.uk/do-we-need-a-shareholder-agreement/): When setting up a business, business owners do not usually think about what could go wrong within that business. At the beginning of any start-up, everyone involved will have great expectations about their business idea and will often be completely convinced that it will be a great success.  At this stage, many business owners forget or do not consider that it is important to apply prevention measures to solve any complicated situations that could arise in the future. Since as many as 8 out of 10 companies fail within the first year, according to statistics, it is highly important to implement […]
- [How to ensure you always get paid ... and on time.](https://bebconsultancy.co.uk/how-to-ensure-you-always-get-paid-and-on-time/): When in business the ultimate aim is to make money right? You expect to be paid for your labour, product or service. So what can you do to ensure you are always paid and also on time? Whilst being paid upfront is the most sensible idea it is not always the most practical and it depends entirely on what is the product or service being sold. You would never pay a builder up front to build an extension, a web designer to build your website or a stationary company before delivery when picking from their catologue. It can also put customers […]
- [Cancelling Credit Agreements](https://bebconsultancy.co.uk/cancelling-credit-agreements/): As consumers we are protected by the law more so than if we were to enter into agreements as a business but it is still important to read and be clear about what you are buying, signing or agreeing too. When we buy goods in shops unless it is faulty there is no automatic right to return, however most shops will offer this as a gesture of goodwill. It instills confidence in the buyers mind and after all if all the competitors are doing it then it makes sense to offer this too. So if you entered into the contract over […]
- [Do you offer 'retreats'​ or 'overnight'​ stays to customers as one of your services??](https://bebconsultancy.co.uk/do-you-offer-retreats-or-overnight-stays-to-customers-as-one-of-your-services/): I wrote an article back in July which mentioned the new travel regulations that were coming into force. At the time, I didn’t realise exactly how many businesses would be effected but it’s huge! The Package Travel and Linked Travel Arrangements Regulations 2018 main aim was to close any loopholes and protect more types of holidays that are available in this modern market. One of the most valuable service contracts entered into by consumers is a contract to take holiday services. Often things can go wrong on these holidays and the law protects consumers in various different ways. The need for […]
- [What makes a good B2B contract?](https://bebconsultancy.co.uk/what-makes-a-good-b2b-contract/): I find it quite interesting that when I asked the question “do you read terms and conditions”, the general answer was no. When I asked the question “would you sign a business to business contract before reading it”, the answer was very different. The point here is that terms and conditions are still a legally binding contract, so why the different view? It is very important to read any contract prior to entering into the agreement, especially as a business because the law is not there to protect you like it is as a consumer. You could find your self in […]
- [Unfair Terms in Consumer Contracts](https://bebconsultancy.co.uk/unfair-terms-in-consumer-contracts/): Last month I submitted an assignment for my Business Law masters. The question related to unfair terms, exclusion clauses in consumer contracts and the developments of the law in regards to added protection. As consumers, over time we are becoming more and more protected. The Consumer Rights Act 2015 became law on 1 October 2015. The reason for this introduction was to simplify, strengthen and modernise the law, giving consumers clearer rights and also to highlight to business owners what their obligations are under the law. It is estimated that UK consumers spend £90 billion a month and so with this […]
- [Where did it go wrong for Carillion?](https://bebconsultancy.co.uk/where-did-it-go-wrong-for-carillion/): The current affairs of Carillion has brought doubt into the many minds of those in the construction industry. “Whats going to happen? Are we going to get paid? How can we prevent this from ever happening to us?” So what happened to Carillion? Well it is likely from taking on too many risky contracts that proved unprofitable and they also faced payment delays with some contracts. Carillion are just one of many huge construction giants out there that subcontractors feel necessary to work with to maintain revenue, cashflow and to keep work flowing in. However, these main contractors that work with […]
- [Intention to Create Legal Relations and Consideration](https://bebconsultancy.co.uk/intention-to-create-legal-relations-and-consideration/): Intention to create legal relations Intention to create legal relations is one of the necessary elements in the formation of a contract. Alongside Offer and Acceptance and also Consideration. There must be an intention to create a legally binding contract by both parties or the contract does not exist. In the context of a commercial contract this intention can be assumed and it is down to the individual party to prove otherwise if they are disagreeing that a contract exist. Equally if the parties to a commercial agreement do not want their agreement to be a contract then they need to make […]
- [Contract Offer and Acceptance](https://bebconsultancy.co.uk/contract-offer-and-acceptance/): All contracts are made through the process of an offer and acceptance. This process is the first requirement of any contract in business. Whilst an offer can be as simple as a verbal sentence, both parties benefit from a detailed written set of terms for that offer. An offer is a promise to do or not to do something that may be accepted by another. Almost all business contracts are like this and are known as bilateral, because both parties make a contractual promise to the other. The offeror (the person making the offer) has promise to provide the goods or services […]
- [The Importance of a Partnership Agreement](https://bebconsultancy.co.uk/the-importance-of-a-partnership-agreement/): Are you in a business partnership? Do you even know what a partnership is? Unsure whether you need a Partnership Agreement in place? Read on…
- [The Importance of Terms & Conditions](https://bebconsultancy.co.uk/the-importance-of-terms-conditions/): Minimise the problems in your business so you can concentrate on doing what you do best. 
- [Recruitment contracts and legal support for agencies](https://bebconsultancy.co.uk/recruitment-contracts/): Imagine having someone who are affordable, personable and qualified at the end of a phone should any problems occur? 
- [Ensuring your Terms and Conditions are Legally Effective](https://bebconsultancy.co.uk/ensuring-your-terms-and-conditions-are-legally-effective/): Are your Terms and Conditions really working for you?
- [What is a Contract?](https://bebconsultancy.co.uk/what-is-a-contract/): For this blog, I felt it relevant to go back to the basics. On Tuesday, I went on a commercial contract drafting skills course specifically designed for lawyers. It bought back many memories of my contract law days when studying for my Graduate Diploma in Law and the refresher did me good. It was enjoyable and I felt like I learnt some things from it that will definitely benefit my clients. As individuals, we enter into legal contracts every day whether that’s by buying our morning coffee, filling our cars with petrol, signing up to gym memberships or entering into a hire purchase […]
- [Are you ready for the GDPR?](https://bebconsultancy.co.uk/are-you-ready-for-the-gdpr/): It is important that any business that holds or uses personal data should not ignore the GDPR however there really isn’t any reason to panic either.
- [Is your Website Legal?](https://bebconsultancy.co.uk/isyourwebsitelegal/): How to make sure your current website is legal.
- [Stop Disputes Before They Start: The Power of a Well-Drafted Construction Contract](https://bebconsultancy.co.uk/stop-disputes-before-they-start-the-power-of-a-well-drafted-construction-contract/): Most construction disputes don’t start on site; they start with a badly drafted contract.   Often construction contracts are the most complex documents, created by using JCT or NEC templates, with several appendices and amendments that simply confuse and complicate matters. I get it, construction is complicated and it is often juggling several different matters and timelines at once. Sometimes it is best to simplify these and make them short and succinct, rather than baffling everyone involved with too many words.   At its core, the contract needs to state what is being done, who is responsible for what, how it […]
- [Writing Clear Terms and Conditions in Simple Steps](https://bebconsultancy.co.uk/writing-clear-terms-and-conditions-in-simple-steps/): Terms and Conditions are one of those business essentials that many people put off until something goes wrong. Yet clear, well-drafted paperwork can prevent disputes, protect your income, and set expectations from the outset. Whether you provide services, products, or consultancy, getting your terms right is a vital part of running a professional business. This blog breaks down the key elements of Terms and Conditions into simple, practical steps, helping you understand what to include and why it matters.   Get Your Paperwork Right Your core business paperwork might include quotes/proposals, invoices and terms and conditions. These documents should work together, […]
- [When an Investor Becomes a Shareholder: Why a Shareholder–Investor Agreement Is Essential](https://bebconsultancy.co.uk/when-an-investor-becomes-a-shareholder-why-a-shareholder-investor-agreement-is-essential/): Bringing in an investor can be a pivotal moment for a growing business. Investment can unlock new opportunities, accelerate growth, and provide valuable expertise. But when that investor becomes a shareholder, the relationship shifts from informal support to being your business partner. Too often, businesses focus on the funding and overlook the legal framework governing the relationship. This is where a shareholder–investor agreement becomes not just important, but essential. Investor vs Shareholder: Understanding the Difference An investor is anyone who puts money into your business. A shareholder, however, owns part of it. Once shares are issued, the investor gains legal rights, […]
- [Renters Rights Act 2025 – A Complete Guide for Landlords and Letting Agents](https://bebconsultancy.co.uk/renters-rights-act-2025-a-complete-guide-for-landlords-and-letting-agents/): The Renters’ Rights Act 2025 is set to bring major reforms to the private rental sector in England, fundamentally changing how landlords and letting agents manage tenancies. Whether you’re a portfolio landlord or a letting agent, understanding these changes and updating your tenancy agreements and landlord contracts is essential to remain compliant and protect your investment or business. In this complete guide, we break down everything you need to know about the Renters’ Rights Act 2025, including key changes, legal obligations, and practical steps to prepare. What the Renters’ Rights Act actually changes from 1st May 2026? Assured Shorthold Tenancies (ASTs) […]
- [5 Tips for Reviewing a Non-Disclosure Agreement (NDA)](https://bebconsultancy.co.uk/5-tips-for-reviewing-a-non-disclosure-agreement-nda/): Non-Disclosure Agreements (NDAs) are a common part of doing business, whether you’re working with a new client, a partnership, or sharing early-stage ideas. Because they’re so common, NDAs are often signed quickly and without much scrutiny. Even a short NDA can contain obligations that last for years or restrict how you operate your business. Below are five practical tips to help you review an NDA more carefully and avoid common pitfalls.   Check the Length of Time One of the first things to review in an NDA is how long the confidentiality obligations last. Does the time period run from the […]
- [What is a distribution agreement?](https://bebconsultancy.co.uk/what-is-a-distribution-agreement/): A distribution agreement describes the relationship between, and responsibilities of, a business who supplies or manufactures services or products, and a distributor who distributes those products. This will typically be within a specified territory, but could also be on a global basis. It should benefit both parties to have this agreement put into place in order for the terms of their relationship to be clear and concise, and to avoid disputes from arising in the future. Such terms will typically include: Whether or not the distribution is on an exclusive or non-exclusive basis – are there any other businesses that are […]
- [What are the key components of a loan agreement?](https://bebconsultancy.co.uk/what-are-the-key-components-of-a-loan-agreement/): Loans are commonplace in both business and between family and friends, and, though often granted with the best intentions, can quickly turn sour in the absence of a formal written agreement. However tempting it may be – particularly where an arrangement is made between you and someone you trust – to go about this informally, it is essential not to do so in order to protect not only you but also to protect any relationship that may exist between you and the other party. The nature of a loan can, of course, vary so it is crucial that a loan agreement […]
- [IR35 Status Checklist – Are You In or Out?](https://bebconsultancy.co.uk/ir35-status-checklist-are-you-in-or-out/): If you’re a contractor, freelancer operating via a limited company (PSC) or business engaging contractors, understanding IR35 and recognising whether IR35 applies to you is essential. Misclassifying employment status can lead to significant tax implications and fines. What is IR35 and Who Does it Apply To? IR35 which was introduced in 2000, is a piece of UK legislation designed to assess whether a contractor is genuinely self-employed or essentially working as an employee for a client. There had been a huge increase in employees leaving their permanent job and then returning as a contractor to perform their old role whilst avoiding […]
- [How to Ensure Your Start-Up Business Has the Best Legal Start](https://bebconsultancy.co.uk/how-to-ensure-your-start-up-business-has-the-best-legal-start/): Starting a business is an exciting step, but it can also feel overwhelming. Suddenly, you are every department of a business in one person and a million things to do! you have to focus on your offering, marketing, getting your first customers through the door, and so legal is often pushed to the bottom of the to-do list. This is where many start-ups get caught out later on. Putting the right legal things in place from the outset doesn’t have to be complicated, but it does require some planning. A good legal start protects you, and helps you avoid disputes that […]
- [Privacy Policy Explained: What It Is and Why Your Business Needs One](https://bebconsultancy.co.uk/privacy-policy-explained-what-it-is-and-why-your-business-needs-one/): Introduction In today’s digital world, collecting personal information from customers has become part of doing business. Whether it’s through contact forms, online purchases, or email newsletters, you’re likely handling data every day. But with that comes a legal responsibility — and that’s where a Privacy Policy comes in. A Privacy Policy isn’t just a legal formality; it’s a key part of building trust with your clients and ensuring your business complies with data protection laws like the UK GDPR and Data Protection Act 2018. In this blog, we’ll explain what a Privacy Policy is, why it’s essential for every business (big […]
- [5 Common Misconceptions About Contracts](https://bebconsultancy.co.uk/5-common-misconceptions-about-contracts/): It may be that you’ve never particularly thought about your business contracts before… or, if you have, that you’ve never really wanted to. However, it is essential to debunk some of the myths floating around about contracts in order to ensure they can be used correctly – some of which you may have even fallen for yourself! The most popular are as follows: Contracts have to be in writing. This is entirely untrue. Verbal and otherwise implied contracts can and do exist, providing they meet the criteria to do so.   However, this does not mean that they are not incredibly […]
- [7 Things You May Not Realise When Starting a Partnership](https://bebconsultancy.co.uk/7-things-you-may-not-realise-when-starting-a-partnership/): Starting a business partnership can feel exciting – you’ve found someone who shares your vision, your workload, and hopefully your enthusiasm for the future. But while partnerships can be rewarding, they can also be complicated. Many business owners jump in without fully considering the legal and practical implications, only to face issues later down the line. Here are 7 things you may not realise when starting a partnership – and why getting the right agreements in place matters.   1. A Handshake Isn’t Enough Many partners start off informally, trusting that mutual understanding is enough. Unfortunately, when disagreements arise, verbal agreements […]
- [Verbal, Written, or Implied? What Really Counts as a Legal Contract](https://bebconsultancy.co.uk/verbal-written-or-implied-what-really-counts-as-a-legal-contract/): In very simple terms, a contract is a legally binding agreement between two or more parties. However, in order for such agreement to be legally binding, there are some minimum requirements that it must meet. The key components for this are as follows: An offer must be made from one party to the other. This could be a business offering to provide services or goods, such as by providing a quotation or proposal to the person who enquired with them. Acceptance of the offer must then occur. Though this is typically in writing, such as via a signature, this isn’t actually […]
- [Asking AI to Draft a Shareholder Agreement — Here’s Why You Shouldn’t!](https://bebconsultancy.co.uk/asking-ai-to-draft-a-shareholder-agreement-heres-why-you-shouldnt/)
- [How to Write a Contract for Consumer Clients – and How to Comply with Consumer Law](https://bebconsultancy.co.uk/how-to-write-a-contract-for-consumer-clients-and-how-to-comply-with-consumer-law/): When you sell goods or services to individual customers rather than other businesses, you’re entering into consumer contracts — and these come with specific legal obligations. The Consumer Rights Act 2015 is the main piece of legislation governing contracts between businesses and individual consumers in the UK. It was introduced to simplify and consolidate earlier laws and applies to all consumer contracts for goods, services, and even digital content. In simple terms, it sets out what consumers are legally entitled to expect — and what businesses must do when those expectations aren’t met. Under the Act: Goods must be of satisfactory […]
- [What Is a Joint Venture? Understanding the Difference Between Joint Ventures and Partnerships in UK Business Law](https://bebconsultancy.co.uk/what-is-a-joint-venture-understanding-the-difference-between-joint-ventures-and-partnerships-in-uk-business-law/): Commonly confused with partnerships, joint ventures are a business arrangement that involve two or more parties. They are not a strict term under UK law, and instead encompass any business relationship that involves the parties utilizing their respective recourses in order to achieve a specific goal or task, or to carry out a project. A joint venture can also apply to multiple goals, tasks or projects, though they are often found to be temporary (e.g., they no longer exist once they have fulfilled their purpose, or after a specified time period has passed). These arrangements can be for any purpose, really […]
- [How to Review a Contract: The Complete Checklist Before You Sign](https://bebconsultancy.co.uk/how-to-review-a-contract-the-complete-checklist-before-you-sign/): Whether you’re a business owner, contractor, or consultant, reviewing a contract before signing is essential. Overlooking just one clause can expose you to legal and financial risk. At BEB Contract & Legal Services, we specialise in contract reviews that protect your interests and support your business goals. In this guide, we walk you through a simple, step-by-step contract review checklist and share the key questions you should always ask before signing.   Why Contract Review Matters Contracts are legally binding—and often full of small print that can cost you later. A thorough review ensures: You’re clear on your rights and obligations […]
- [How to write Terms and Conditions](https://bebconsultancy.co.uk/how-to-write-terms-and-conditions/)
- [Late Payment Protection: Strategies for Safeguarding Your Business](https://bebconsultancy.co.uk/late-payment-protection-strategies-for-safeguarding-your-business/): What is an invoice?  Invoices are your official request for payment. As highlighted in the Late Payments Guide, an invoice isn’t just about listing the sums due—it’s a legal document that is crucial for both you and your client. A missing detail or a vague payment term can spark confusion and disputes, potentially delaying payments and affecting your business’s cashflow. Key Elements of a Solid Invoice: Business and Customer Details: Always include your business name, address, and, if applicable, your company registration details. Equally, confirm your customer’s full contact information. Invoice Number: A unique identifier helps you track payments efficiently. Description […]
- [What is a Breach of Contract and How Does It Impact Your Business?](https://bebconsultancy.co.uk/what-is-a-breach-of-contract-and-how-does-it-impact-your-business/): Either party can breach the contract whether as the supplier or as the customer.  In the UK, contract law governs the rights and responsibilities of parties who enter into contract.  When a breach of contract happens, the non-breaching party is entitled to certain legal remedies, including claims for damages, specific performance, or contract termination.  When Do Breaches of Contract Occur? A breach of contract occurs when one party fails to perform one or more of their obligations that have been agreed in a contract. Breaches of contract can be anything from late payment to a failure to deliver what was promised. […]
- [Guide to Choosing the Right Types of JCT Contracts](https://bebconsultancy.co.uk/guide-to-choosing-the-right-types-of-jct-contracts/): As you know, there are different types of JCT contracts and in order to decide the one you need, it may first be prudent to understand exactly what a JCT is and if they are suitable for your needs. A JCT is a standard contract which was created by the Joint Contracts Tribunal to create a fair contracting basis within the construction industry.  If you are new to construction, JCTs can be complex documents. They have specialist terminology and processes that you may not be familiar with. In these instances, it may be simpler to use your terms and conditions of […]
- [A comparison between JCT and NEC contracts for construction projects](https://bebconsultancy.co.uk/a-comparison-between-jct-and-nec-contracts-for-construction-projects/): The construction world is changing. Projects are getting larger and more risk-filled, and contracts are no longer optional when you are thinking of starting your works. In an increasingly litigious society, having the protections from these contracts is vital to ensuring your business success. In the construction industry, there are two main standardised contracts which are more commonly used than others. They are the JCT and NEC contracts.  Contracts are often best to be bespoke. However, when so many companies in the same industry are taking on similar projects, some thought it may be prudent to simplify the process by creating […]
- [Why Are Custom Terms and Conditions Critical for Your Business?](https://bebconsultancy.co.uk/why-are-custom-terms-and-conditions-critical-for-your-business/): Custom terms and conditions often go overlooked and are typically seen as an afterthought. Though some businesses have no terms whatsoever, it is a popular option for many to seek out  basic and sometimes free-of-charge templated terms and conditions simply because it is considered easier. However, the potential repercussions that a business may face due to using templates will not be easy to fix at all.  Why You Mustn’t Use Terms and Conditions Templates The first thing to consider is that many templates will contain irrelevant information that you may not have picked up on. Many reference another country’s law and […]
- [What is the purpose of a contract review and why is it essential?](https://bebconsultancy.co.uk/what-is-the-purpose-of-a-contract-review-and-why-is-it-essential/): It is likely that, in the course of your business, you have encountered many types of contracts. However, have you ever been guilty of reading them without much thought to what dangers could lurk inside?  If that’s a yes, you certainly aren’t alone. Many businesses enter into contracts with little thought as to the potential repercussions of them, and later find themselves hit with baffling charges, or try to terminate only to learn this is incredibly difficult to do.  There are a thousand things that can go wrong because of a badly written contract, and only one thing that needs to […]
- [Types of Business Contracts that protect you and your Business](https://bebconsultancy.co.uk/types-of-business-contracts-that-protect-you-and-your-business/): Business contracts do more than put terms on paper. They set the rules, protect your interests, and keep operations running smoothly. This is why having the right legal framework is vital as it shields your business from disputes, liabilities, and unexpected risks. Understanding the different types of business contracts ensures you are covered in every scenario, whether safeguarding confidential information, defining purchase terms, or setting partnership rules.  Subcontractor Agreement Where you are using subcontractors in the course of your business, you should always ensure you are complying with all applicable regulations, as well as reducing the chance of something going terribly […]
- [Shareholder Agreement vs Partnership Agreement: What's the Difference and Which Does Your Business Need?](https://bebconsultancy.co.uk/what-is-the-difference-between-partnership-agreements-and-shareholder-agreements/): What is the difference between partnership agreements and shareholder agreements? It primarily depends on the structure and type of business structure that the parties in question are associated with and have formed or considering forming. Neither agreement is mandatory but absolutely recommended. It’s common for business owners to casually refer to their venture as a “partnership,” but in reality, the legal structure may be something entirely different. For example: A business operating as a private limited company with multiple shareholders/owners might be called a partnership by its founders, but legally it’s a company. Similarly, a sole trader taking on another person’s […]
- [What are the Essential Elements of Business Contracts?](https://bebconsultancy.co.uk/what-are-the-essential-elements-of-business-contracts/): Business contracts are formal agreements between parties that outline the rights, responsibilities, and obligations of each party.  To ensure your contract is legally enforceable, it must contain certain essential elements under UK law. There are four essential elements of business contracts. These must all be present for a legally binding agreement to exist, and without them, you will not have created a valid contract. Therefore, you cannot take the other party to court for breach of contract. For this reason, knowing the contractual elements is highly important.  The four key elements are: offer; acceptance; consideration; and intention to create legal relations. […]
- [What Is the Difference Between a Privacy Policy and Terms and Conditions?](https://bebconsultancy.co.uk/what-is-the-difference-between-a-privacy-policy-and-terms-and-conditions/): In today’s digital landscape, understanding legal documents is more important than ever. A question that often arises is, “What is the difference between a privacy policy and terms and conditions?” These two documents are frequently encountered but often misunderstood, leading to confusion about their purpose and significance. Knowing how they differ can help you navigate online interactions with greater confidence and clarity. Privacy Policy vs Terms and Conditions The difference between a privacy policy and terms and conditions is essentially that they are separate documents that govern different parts of your relationship. They can both be shared between you and your […]
- [The Key Types of Distribution Agreements and Their Benefits for Businesses](https://bebconsultancy.co.uk/the-key-types-of-distribution-agreements-and-their-benefits-for-businesses/): If you are a business that manufacturers products, you may consider using distributors to broaden your market and widen your sales opportunity. It is also possible to be a business that is looking to distribute goods on behalf of another business whether within the UK or globally.  Regardless on which scenario applies, you would either need a distribution agreement or would be asked to sign one. A distribution agreement is a type of contract typically used between a distributor and a supplier.  There are four main types of distribution agreements: exclusive, sole, non-exclusive, and selective. It is important for suppliers and […]
- [What Are Indemnities in a Contract?](https://bebconsultancy.co.uk/what-are-indemnities-in-a-contract/): When reviewing a contract, understanding what are indemnities in a contract is crucial for protecting your interests. Indemnity clauses outline who is responsible for covering losses or damages, often favouring one party over the other. By carefully examining these clauses, especially regarding limitations on liability, you can ensure fair protection and avoid unexpected financial burdens. Understanding Indemnity in a Contract An indemnity in a contract is the contractual agreement where one party promises to compensate another party for any loss or damage they incur from the other party who is in breach of that contract. It is essentially the clause that […]
- [What is a Subcontractor Agreement and Why Does it Matter for your Business?](https://bebconsultancy.co.uk/what-is-a-subcontractor-agreement-and-why-does-it-matter-for-your-business/): Imagine you’ve landed a big project, but there are some specialised tasks outside your expertise. Rather than turning down the job, you bring in someone else to handle those parts. That’s where a subcontractor agreement comes into play. So, what is a subcontractor agreement exactly, and why is it important? Subcontractor Agreement Explained A subcontractor agreement is an agreement in writing between a contractor and subcontractor setting out the expectations for their engagement. If you use subcontractors in any capacity, it is always advisable that you have one of these in place. Yes, it’s true that it may not be a […]
- [Why Understanding the Importance of Sub-contractor Agreements Is Crucial for Your Business](https://bebconsultancy.co.uk/why-understanding-the-importance-of-sub-contractor-agreements-is-crucial-for-your-business/): Understanding the importance of sub-contractor agreements is key to avoiding costly mistakes and keeping projects on track. These written agreements serve as a foundation for successful collaboration and risk management in any project. Why Having a Sub-contractor Agreement Is Vital Subcontracting is the practice of assigning or outsourcing part of your obligations under a contract to another party known as a sub-contractor. With that in mind, are you a business who regularly hires sub-contractors to assist you with completing projects? It may be that your business needs additional resources to carry out specific or specialist tasks. Rather than employing someone, you may […]
- [Key Differences Between Contractor and Subcontractor Agreements](https://bebconsultancy.co.uk/key-differences-between-contractor-and-subcontractor-agreements/): Technically, contractor and subcontract agreements can be the same thing and, in quite a lot of cases, can be interchangeable. However, there are notable differences between contractor and subcontractor agreements, and understanding them is crucial to ensure that all parties involved in a project understand their roles, responsibilities, and liabilities. Contractor vs Subcontractor Agreement In construction, there is usually a chain of parties involved. At the top, you have the employer, who hires the main contractor under a contractor agreement. Below the main contractor, there may be subcontractors, and sometimes even sub-subcontractors, who handle specific parts of the project. This works […]
- [Affected by ISG insolvency?](https://bebconsultancy.co.uk/affected-by-isg-insolvency/): Construction collapse   As you may be aware, construction giant ISG collapsed last week, with 7 of its subsidiaries entering into administration, in an announcement which will send shockwaves through the construction sector.   It’s not the first time we have had news of a construction company’s insolvency – in 2018 the news was all about Carillion, and it seems that construction hasn’t learned from its mistakes. In the midst of any large collapse like this, it’s likely to cause a domino effect of other companies to fall. Between its subsidiaries, the construction company had numerous live projects, almost £2bn of […]
- [Why Do You Need a Privacy Policy on Your Website: Here's Why It Matters Now](https://bebconsultancy.co.uk/why-do-you-need-a-privacy-policy-on-your-website-heres-why-it-matters-now/): Why do you need a privacy policy on your website? The message is simple. if you are processing someone’s personal data, then they have a right to know about it. The change in data protection laws back in 2018 purely came into existence so individuals can have control and rights over their personal data. Article 12 of the UK GDPR states that businesses need to provide all information relating to the processing of an individual’s personal data. Articles 13 and 14 of the UK GDPR further explain what they have the right to be informed about. This information is all relayed […]
- [Understanding Why Privacy Policies Are Important for Online Trust and Legal Protection](https://bebconsultancy.co.uk/understanding-why-privacy-policies-are-important-for-online-trust-and-legal-protection/)
- [Role of Terms and Conditions: Why They Are Crucial for Legal Compliance and Customer Trust](https://bebconsultancy.co.uk/role-of-terms-and-conditions-why-they-are-crucial-for-legal-compliance-and-customer-trust/): Having a robust set of terms and conditions is not just a nice-to-have; it’s a must-have. However, the role of terms and conditions is so often overlooked by business owners. It is easy to see it as unnecessary until you face a client who just doesn’t want to pay, isn’t willing to fulfil their obligations, or finds a need to terminate a contract only to discover that you can’t.  Advantages of Having a Clear Set of Terms and Conditions It is unavoidable that, at some point, you will face a situation (or have faced in the past) that could have been […]
- [What Are Non-disclosure Agreements?](https://bebconsultancy.co.uk/what-are-non-disclosure-agreements-a-comprehensive-guide-to-ndas/): In today’s fast-paced business world, protecting sensitive information is crucial. Non-disclosure agreements serve as essential legal tools that can help safeguard confidential data from unauthorised disclosure. But what are non-disclosure agreements exactly?   What is an NDA? To put it simply, non-disclosure agreements, or an “NDA” for short, allow for ideas and information to be shared between parties without the risk of sensitive information falling into the hands of third parties, such as competitors. This could include things such as business models and processes, intellectual property, client information, or any other information which a party wishes to protect. The restrictions set […]
- [Avoiding Pitfalls: How to Transfer Shares in a Limited Company](https://bebconsultancy.co.uk/avoiding-pitfalls-how-to-transfer-shares-in-a-limited-company/): Transferring shares in a limited company in the UK is a significant decision that can impact its ownership structure, financial standing, and operational control. Whether you are a small business owner, an investor, or a stakeholder, having a thorough understanding of how to transfer shares in a limited company is crucial to ensure a smooth and legally compliant transaction.  In this blog, we will discuss the complexities of transferring shares in limited companies, highlighting key steps, best practices, and common pitfalls you should avoid to ensure a smooth transfer process. Understanding the Share Transfer Process in UK Limited Companies  In the […]
- [Exit Strategies from a Limited Company: Why do I need a Shareholder’s Agreement?](https://bebconsultancy.co.uk/exit-strategies-from-a-limited-company-why-do-i-need-a-shareholders-agreement/): Understanding the Importance of Shareholder Agreements Why Do I Need a Shareholder’s Agreement? When your limited company has two or more shareholders, regardless of who they are, a shareholder agreement is a crucial document that sets out the rights and responsibilities of all the shareholders within your company. It may even involve investor shareholders with agreed provisions stipulating when the investor is no longer needed and therefore no longer a shareholder. Planning for the Future: Implementing Exit Strategies Considering Exit Strategies You might think that you and your shareholders will be around for the lifetime of the company. However, that is […]
- [13 Reasons Why the Absence of a Partnership Agreement Could be Disastrous!](https://bebconsultancy.co.uk/13-reasons-why-the-absence-of-a-partnership-agreement-could-be-disastrous/): 13 Reasons Why the Absence of a Partnership Agreement Could be Disastrous! Ordinary partnerships are governed by The Partnership Act 1890 and in the absence of a partnership agreement, the outdated unsuitable default rules would apply. You may not even realise that you are a running a partnership which is defined by s1(1) of the Act “persons carrying on a business in common with a view of profit”, however if this is fulfilled then a partnership exists in law whether or not that was your intention. In the absence of having a formal written partnership agreement the consequences can be disastrous. […]
- [Navigating Growth: Why You Need a Shareholder Agreement for a UK Startup](https://bebconsultancy.co.uk/navigating-growth-why-you-need-a-shareholder-agreement-for-a-uk-startup/): Embarking on a startup journey is undeniably exhilarating, brimming with the promise of fresh ideas and innovative solutions to longstanding problems. However, the harsh reality is that a significant number of UK startups fail within just a few years, often due to the lack of clear plans for the future or even something as simple as internal disagreements amongst partners. This underscores the importance of a well-crafted shareholder agreement for a startup company—a vital document outlining rights, responsibilities, and decision-making processes. Defining Shareholder Agreements  A shareholder agreement is a legally binding document that delineates the rights, obligations, and relationships amongst shareholders […]
- [Are your terms and conditions enforceable as a wedding supplier? Do you even have any?](https://bebconsultancy.co.uk/are-your-terms-and-conditions-enforceable-as-a-wedding-supplier-do-you-even-have-any/): I last wrote about weddings back in 2020 when the world came to a stop and weddings up and down the country were unfortunately cancelled, put on hold or at best restricted to the number of guests allowed to be present. My heart went out to all those couples who were left not only gutted their dream day wasn’t going to be happening but also the number of individuals who were fighting to get their money back. The Competition & Markets Authority was very clear on how the law protects consumers in this instance and essentially means refunds, no admin fees, […]
- [The Anatomy of a Breach of Shareholder Agreement: Common Causes and Prevention Strategies](https://bebconsultancy.co.uk/the-anatomy-of-a-breach-of-shareholder-agreement-common-causes-and-prevention-strategies/): Misunderstandings are a common occurrence in relationships, be they personal or professional. In personal connections, these misinterpretations can often be resolved through communication and mutual understanding. However, in the business world, disagreements and misunderstandings can carry significant consequences. The stakes are notably higher, particularly when such conflicts lead to a breach of shareholder agreement. The intricacies of corporate partnerships and the delicate balance of interests amongst stakeholders demand heightened precision and clarity in communication. Failure to address and resolve disputes promptly in the business sphere can result in financial losses and damage reputations and long-term partnerships. The Role of a Shareholder […]
- [Beyond Dividends: Exploring UK Shareholder Rights and Responsibilities](https://bebconsultancy.co.uk/beyond-dividends-exploring-uk-shareholder-rights-and-responsibilities/): In the UK financial sector, understanding shareholder rights and responsibilities is key to fostering a symbiotic relationship between investors and corporations. It can help individuals navigate the intricate balance of power, accountability and ethical conduct within the financial domain, ultimately facilitating the growth and success of a company. Who Are the Shareholders?  As the name suggests, shareholders are individuals or entities that own shares or equity in a company. By holding shares, they become partial owners of that company and, as a result, have certain rights and privileges. Shareholders provide capital to the company through their investments. In return, they typically […]
- [Why should businesses read terms and conditions?](https://bebconsultancy.co.uk/why-should-businesses-read-terms-and-conditions/): Statistics on how many people actually read terms and conditions tend to vary and are dependent on the nature of the individual as a consumer or a business. Consumers tend to be less likely to read any terms whilst they shop and order things online or in person. Even still, there is without a doubt more businesses skim reading terms (at best!) than reading them in detail. Whilst as consumers we do have consumer law there to protect us, that doesn’t mean you won’t end up paying more than you initially thought, for example: Being in a longer contract than you […]
- [Legal Issues in E-Commerce: Protecting Your Online Business Under UK Law](https://bebconsultancy.co.uk/legal-issues-in-e-commerce-protecting-your-online-business-under-uk-law/): The world of e-commerce has witnessed rapid growth in recent years, especially with the increasing shift toward online shopping. As a result, online businesses face a range of legal challenges in the UK to ensure they operate within the boundaries of the law and protect both themselves and their customers. In this blog, we will explore key legal issues in e-commerce under UK law and provide insights on how to protect your online business.   Consumer Rights Act 2015 One of the foundational laws that e-commerce businesses must adhere to in the UK is the Consumer Rights Act 2015. This act […]
- [What happens if you don’t have a shareholders’ agreement?](https://bebconsultancy.co.uk/what-happens-if-you-dont-have-a-shareholders-agreement/): It is unlikely that you will enter into business with someone who you don’t like, know or trust, however loyalty and friendships are not always a solid foundation for long-term business success. If you are a limited company shareholder, you can get a shareholder agreement in place to plan ahead and think about issues that may arise in the future. A shareholders agreement is essentially a contract between the owner of a business. That could be an agreement between a husband and wife, lifelong best friends, or between the individual with an idea plus their investors. Look at shareholders’ agreements like […]
- [The Importance of Clear Terms and Conditions in the Trade Industry](https://bebconsultancy.co.uk/the-importance-of-clear-terms-and-conditions-in-the-trade-industry-mitigating-disputes-ensuring-compliance-and-protecting-consumer-rights/): Mitigating Disputes, Ensuring Compliance, and Protecting Consumer Rights When you are contacted by a customer to quote for some work on their property you must ensure you have terms and conditions that are applicable to your contract. Without clear and well-defined terms and conditions, several problems can arise in the trade industry: Disputes and Misunderstandings: Without explicitly stated terms and conditions, there is a higher risk of disputes and misunderstandings between the parties. Each party may have different expectations or interpretations of the work, leading to conflicts and disagreements. Inconsistent Pricing and Payment Issues: Without clear terms and conditions regarding pricing […]
- [A Step-by-Step Guide on How to Write Terms and Conditions](https://bebconsultancy.co.uk/a-step-by-step-guide-on-how-to-write-terms-and-conditions/): Writing terms and conditions requires careful consideration and attention to detail. While the specific content and structure may vary depending on the nature of the goods and services, here are some general steps to help you write terms and conditions: Identify the Parties: Clearly state the names and contact information of the parties involved in the contract. This helps establish who the agreement is between. Introduction and Scope: Provide an introductory section that outlines the purpose of the terms and conditions and defines the scope of the agreement. Explain what products or services are covered and specify any limitations or exclusions. […]
- [HMRC IR35 Contract Review: What to Expect](https://bebconsultancy.co.uk/hmrc-ir35-contract-review-what-to-expect/): With changes to the IR35 rules happening all the time, shifts in responsibility happen, placing the onus on different parties to verify the IR35 status of freelancers and contractors. However, given the complexity of the tax legislation, parties cannot afford to be complacent and assume that the other will navigate the verification process correctly.  Fortunately, there is a silver lining amid this uncertainty: you now have the opportunity to address this issue proactively by taking advantage of an HMRC IR35 contract review. By taking control and laying a solid foundation for your status assessment, contractors and freelancers can ensure compliance, mitigate […]
- [Unlocking the Power of Letters of Intent: A Comprehensive Guide](https://bebconsultancy.co.uk/unlocking-the-power-of-letters-of-intent-a-comprehensive-guide/): Letters of Intent (LOIs) are powerful tools used in various business and legal contexts to express a party’s intent to enter into a formal agreement or transaction. LOIs can be non-binding on a business, allowing them to serve as crucial precursors to negotiations and provide a framework for future contractual relationships. In this comprehensive guide, we will explore the key aspects of LOIs and provide valuable insights into unlocking their power.   Understanding the Purpose of a Letter of Intent A letter of intent serves multiple purposes, including: a) Expressing the intent to enter into a formal agreement or transaction. b) […]
- [Investments vs. Loans: Understanding the Differences for Limited Companies](https://bebconsultancy.co.uk/demystifying-investments-vs-loans-understanding-the-key-differences-for-limited-companies/): I often speak to business owners who misunderstand the difference between an investment and a loan in a limited company. In a limited company, the main difference between an investment and a loan lies in the nature of the financial arrangement and the associated rights and obligations for the parties involved. Here’s an overview of the key distinctions: Investment: Involves the purchase of equity or ownership shares in the company. Investors bear the risk of the company’s performance and are entitled to a share of profits, dividends, and potential capital gains. Depending on the rights associated with the shares, investors may […]
- [Exploring the Power of Joint Ventures: A Path to Business Success](https://bebconsultancy.co.uk/exploring-the-power-of-joint-ventures-a-path-to-business-success/): In today’s competitive and rapidly evolving business landscape, companies are increasingly turning to strategic partnerships to drive growth, innovation, and market expansion. One of the most effective collaboration models gaining popularity is the joint venture (JV). Joint ventures offer a unique opportunity for businesses to combine their strengths, resources, and expertise to achieve common goals. In this blog post, we will delve into the world of joint ventures, exploring their benefits, challenges, and key considerations for a successful partnership.   What is a Joint Venture? A joint venture is a business arrangement where two or more independent entities join forces to […]
- [Safeguarding Customer Data: Prioritising Data Security and Privacy in the Digital Age](https://bebconsultancy.co.uk/safeguarding-customer-data-prioritising-data-security-and-privacy-in-the-digital-age/): In the digital age, where data has become an invaluable asset, ensuring the security and privacy of customer data is of paramount importance. Cyber threats and data breaches are on the rise, and it has been claimed that nearly half of UK businesses reported a cyber breach or attack in the past year. It is no surprise that fraud amongst individuals is increasing on the back of these breaches. Data breaches can have severe consequences for individuals, customers may face identity theft, or financial loss on the back of a data breach. The businesses that have been hit with the cyber-attack […]
- [What is the Difference between Inside and Outside IR35?](https://bebconsultancy.co.uk/what-is-the-difference-between-inside-and-outside-ir35/): For many contractors and freelancers in the UK, the topic of IR35 can be both complex and confusing. And, as with all laws relating to tax, compliance is a must. Otherwise, the result may be a heavy fine and an expensive bill for back taxes. Navigating the IR35 rules can be challenging as they are often ambiguous and difficult to understand, especially for those with limited knowledge of tax legislation. Given the potential consequences of non-compliance, it is imperative that contractors take the time to understand the difference between inside and outside IR35 to ensure they are operating within the relevant […]
- [A Foolproof Guide to Shareholder Agreements](https://bebconsultancy.co.uk/a-foolproof-guide-to-shareholder-agreements/): Shareholder agreements can protect you, your business and your fellow shareholders by establishing how the business will be run and how decisions will be made, but they don’t have to feel intimidating. A well-written shareholder agreement should protect the rights of all shareholders while giving them the freedom to focus on running their business and finding success together as a team. A good shareholder agreement will also define how things like voting and veto power work in your company so that everyone knows their rights and responsibilities. However, drafting one can be tricky if you don’t know what you’re doing, since […]
- [What are the IR35 Changes for the Private Sector?](https://bebconsultancy.co.uk/what-are-the-ir35-changes-for-the-private-sector/): It has been several years since the new rules on IR35 for the private sector were implemented. However, the new legislation has remained a common source of contention among self-employed individuals, contractors and freelancers. Non-compliance with IR35 can result in a heavy fine as well as business disruption. As a result, it is absolutely imperative that contractors who are working with people in the private sector take the necessary steps to ensure that their business falls outside the scope of IR35. How IR35 Works Today  On 6 April 2021, the UK government implemented reforms to off-payroll working rules (commonly known as […]
- [Loss of profit, is it a direct or indirect loss?](https://bebconsultancy.co.uk/loss-of-profit-is-it-a-direct-or-indirect-loss/): Parties to contracts especially in construction, often include clauses in their contracts seeking to exclude claims for indirect and consequential losses, believing that such clauses are likely to prevent claims for loss of profit. Whether loss of profit is a direct or indirect depends on the actual facts of the case. When we review a contract we will always try and protect our client from any indirect or consequential loss that has arisen from any breach they have committed. As a loss of profits can be a direct or indirect loss, the parties need to be clear whether they want to […]
- [The Importance of Professional IR35 Contract Reviews](https://bebconsultancy.co.uk/the-importance-of-professional-ir35-contract-reviews/): IR35 refers to a piece of tax legislation that has been a common source of contention among many contractors, freelancers and self-employed workers. In fact, many people have discovered that their business and finances are at risk because they have unwittingly committed tax violations. As the tax legislation is notoriously complex and ambiguous, it is always a good idea to arrange a professional IR35 contract review. Why Do You Need the Correct IR35 Status?  Being inside IR35 means that HMRC considers you to be an employee for tax purposes and your contracts fall within off-payroll working rules. As a result, you […]
- [8 Top Tips on How to Deal with Late Payments](https://bebconsultancy.co.uk/8-top-tips-on-how-to-deal-with-late-payments/): On December 3rd 2022, The Business Secretary Grant Shapps ordered a review aimed at tackling late payments for small businesses, suggesting that small businesses are owed £23.4bn in outstanding invoices. Many small businesses operate with low cash reserves, which means getting paid on time is absolutely crucial. A study by the Federation of Small Businesses found that late payments cost small businesses £684m a year, and that more than half of payments to small businesses are paid late, with as many as one in 10 paid more than a month late. Whilst the focus is predominately on small businesses being paid […]
- [6 Beliefs About Contracts that are Wrong](https://bebconsultancy.co.uk/6-beliefs-about-contracts-that-are-wrong/): I don’t need a written contract Having a written contract is often low on the priority list when trading as a small business. Business owners will say “nothing has gone wrong so far”, so the business decides to continue to operate without any written terms, trusting that nothing will go wrong in the future either. Whilst these business owners may on face value believe nothing has gone wrong, after a conversation with me they often realise that actually there have been issues that could have been prevented by having the correct terms and conditions in place.   You must get a […]
- [What you need to consider if your contractor goes bust](https://bebconsultancy.co.uk/what-you-need-to-consider-if-your-contractor-goes-bust/): So you hired someone to provide services for you as a contractor and they go bust. It’s a tough situation and you might be feeling overwhelmed. You may think you’re just out of luck and feel hopeless but that’s not the case – there are a few things you can do. Firstly, ask more questions, have a chat with them and see what their situation is.  There are some different ways of shutting down businesses and several steps involved so see how far along in the process they are.  If the business owners or any points of contact that you have are […]
- [5 Simple Steps to Writing a Non-Disclosure Agreement](https://bebconsultancy.co.uk/5-simple-steps-to-writing-a-non-disclosure-agreement/): If you’re dealing with confidential information or trade secrets, it’s always important to make sure that the people you’re sharing it with can be trusted to keep the information safe and secure. A confidentiality agreement (also known as a non-disclosure agreement, or NDA) keeps your business secrets secret by legally binding the recipient of the information to keep it confidential and to not disclose it without your permission. You should have NDAs with anyone who has access to sensitive information about your business, such as a client employee, supplier, or consultant. Non-disclosure agreements are typically used in these situations, but not […]
- [Share Options - Engaging employees with shares](https://bebconsultancy.co.uk/share-options-engaging-employees-with-shares/): Did you know you don’t have to pay your employees? Well, not quite, I am talking rubbish here. The minimum wage is still a thing, and your employees should be earning at least that for every hour they work for you. However, for the ones you really like that get more than that, there are plenty of other ways you can reward your staff rather than paying them lots of money every year – some of them even tax-free. I’ll leave it to accountants and HR professionals to go through the details of these, your many options should all be considered […]
- [7 Reasons Why Terms & Conditions Are Important To Your Business](https://bebconsultancy.co.uk/7-reasons-why-terms-conditions-are-important-to-your-business/): 7 Reasons why Terms & Conditions are important to your business By Kerry Gibbs Terms and Conditions are often seen as an afterthought, or if ever thought of at all when starting a new business. If they are thought about, a very high percentage will steal from competitors or use templated documents instead of getting their own documents drafted. I cannot stress this enough, no two businesses are the same, the way you invoice, the term of the contract, what is expected from the other party can all be very different and it is important to mirror all these processes in […]
- [The Oddest Place You Will Find Terms and Conditions](https://bebconsultancy.co.uk/the-oddest-place-you-will-find-terms-and-conditions/): The Oddest Place You Will Find Terms and Conditions By Molly Cronin   We all know terms and conditions and contracts are beginning to crop up everywhere, we’re living in an increasingly litigious world. They are necessary to be able to sue people against and get your own way. If you’re agreeing to anything and not questioning if there are any terms in place, or if you are not making sure that yours apply then you could be landing yourself in hot water.   So where is the oddest place you will find terms and conditions?…   The oddest one for […]
- [5 Top Tips for Start-ups and Growing Businesses](https://bebconsultancy.co.uk/5-top-tips-for-start-ups-and-growing-businesses/): Due to the pandemic and global uncertainties, more people than ever have decided to take the leap into self-employment, to take back control over their future and their finances. However, the stark reality is that starting a business isn’t as simple as it may seem and a massive 60% will fail within their first 3 years, with 20% not making it through the first year alone. That’s why we at BEB have decided to launch a new service to help start-up businesses get all the information they need to set up and start trading confidently and successfully. Of course, it’s not […]
- [Mistakes to Avoid When Making JCT Construction Contracts](https://bebconsultancy.co.uk/mistakes-to-avoid-when-making-jct-construction-contracts/): I. Introduction Entering into a JCT construction contract can be a daunting process. Even though the standard form may look simple, you’ll find plenty of construction-specific terminologies you may not be used to, and the way you complete it could have significant consequences.  That’s why we’ve put together the following guide of common mistakes to avoid when making JCT contracts.  II. Why Entering into a JCT Contract is Risky The main reason why entering into JCT construction contracts is risky is often nothing to do with your average JCT itself. It’s down to the parties entering into them. Some contractors consider […]
- [Data Protection Post-Brexit: What you need to know & are you still compliant?](https://bebconsultancy.co.uk/data-protection-post-brexit-what-you-need-to-know-are-you-still-compliant/): It doesn’t seem possible that it was 4 years ago that GDPR a European Regulation, was the buzz word of the world. Businesses across the UK were panicking about the impending new law implication and we as a business were absolutely stacked with clients needing advice, wanting policies and guidance on what it even meant and for many were still putting it off until at least May when it came into effect on May 25th in 2018.  The reasons for the reform of the law, made sense, there is no doubt it was completely necessary to update the law since the […]
- [JCT Building Contracts: 5 Major Pitfalls](https://bebconsultancy.co.uk/jct-building-contracts-5-major-pitfalls/): JCT contracts are widely used and anyone working on a construction site is likely to have been asked to sign one. In this blog, we discuss what a JCT is, and outline five of the major pitfalls to be aware of when entering into this type of contract.  What is a JCT Contract and How Does It Work? A JCT is a standardised contract created by the Joint Contracts Tribunal, a group of experts in their industries who put their heads together to create a fair agreement that could be used throughout all construction works. It is designed to be comprehensive, […]
- [9 Unexpected Uses for Sub-contractor Agreements](https://bebconsultancy.co.uk/9-unexpected-uses-for-sub-contractor-agreements/): In this blog, we thought we’d focus on 9 reasons you may wish to have a sub-contractor agreement drafted – and they might be ones you wouldn’t have thought of!   Stops competition We can add clauses around non-solicitation and non-competition, meaning that your client can’t steal your clients and work for them directly, or perhaps limit their trade. What we can’t do is stop them making a living entirely, which is a fine balance which needs to be considered when drafting the clause. Often in construction even small companies need to be VAT registered due to the value of materials […]
- [The Fundamentals of JCT Contracts](https://bebconsultancy.co.uk/the-fundamentals-of-jct-contracts/)
- [New Year, New You, New Business?](https://bebconsultancy.co.uk/new-year-new-you-new-business/): Every year many of us come up with resolutions, personal ones, maybe business, might be a general whole life overhaul. It’s an ideal time to start afresh, both because you can literally start from day one, and because many of us will have had a break over Christmas, so you’re getting back on the horse afterward with a new outlook and plan. If you’re a business owner you might have new services you want to launch, be tendering and quoting for new work, new staff, new processes or new goals? When you’re thinking of all of these, you need to think […]
- [Which JCT Contract Training Courses Are Right for Your Team?](https://bebconsultancy.co.uk/which-jct-contract-training-courses-are-right-for-your-team/): As the saying goes, “knowledge is power”. This is why subcontractors are strongly encouraged to sign up for JCT contract training courses before entering into an agreement with a contractor or a construction company. As JCT contracts are being widely used in the building industry, familiarising yourself with their ins and outs would be a considerable advantage. Moreover, you will learn how to avoid the common pitfalls which could put you at a disadvantage or even cause you to lose some of your hard-earned money.  But with so many training courses available, which ones are right for you?   Why Sign […]
- [Should you sign your client’s contract or use yours?](https://bebconsultancy.co.uk/should-you-sign-your-clients-contract/): In business everyone is pushing to get that sale and is willing to promise their client anything if they will be rewarded by winning that big order. Contracts are normally the last thing to be considered, you have negotiated what you want and what it’s going to cost, then you have to sign on the dotted line to make it official – but how do you do that? What contract is appropriate and does your business have one? What if the other party has sent one over, is it safe to assume it will be right for the transaction? Generally, every […]
- [Terms and Conditions for Start Up Businesses](https://bebconsultancy.co.uk/termsandconditionsforastartup/): When you are considering starting a new business, there are many things you need to consider to ensure you have the best possible start. Considering it is estimated that 80% of new businesses fail within the first  year it is crucial you put everything in place that is designed to help you succeed. Whilst for many entrepreneurs the task of getting terms and conditions in place may not be high up on their ‘to do list’ it is a must to ensure healthy cashflow and minimising any disputes. Not being paid on time or finding yourself in a lengthy argument can […]
- [IR35 Rules Explained – What You Need to Know](https://bebconsultancy.co.uk/ir35-rules-explained-what-you-need-to-know/): As the saying goes, only two things in life are certain: death and taxes. Death is a given as it is a natural aspect of everyone’s life, whereas taxes are an obligation that must be fulfilled by us as law-abiding citizens. As with many laws, tax rules are no exception and they have changed over time. IR35 has been in effect for nearly 21 years, its aims were to address and deter those individuals who declare that they are self employed and as a result avoid their tax and national insurance contributions that they would be liable for should they be […]
- [What is a Partnership Agreement?](https://bebconsultancy.co.uk/what-is-a-partnership-agreement/): There is often some confusion over what a partnership is. A partnership is a formal arrangement by two or more parties to manage and operate a business and share its profits. The Partnership Act 1890 defines partnership as “persons carrying on a business in common with a view of profit.” As with all areas of law this may seem pretty straight forward, but there have been cases where it has been decided that there was a partnership, despite an individual taking no share of the profits. Partnerships can be created without even realising it and are commonly when both or all […]
- [Does Your Website Comply With The Law?](https://bebconsultancy.co.uk/does-your-website-comply-with-the-law/): Your website is usually the first point of contact between you and your customers and suppliers. As such, it is vital that you design it in the correct way and ensure that it is legally compliant. This is why we have created a quick checklist so that you can ensure that your site has everything it needs, including terms of use, to demonstrate that it is legit and you can therefore avoid any nasty legal ramifications. 1. Terms of Use While it is not a legal requirement, it is in your best interests to display your terms of use for the […]
- [Essential Considerations Before Signing a Shareholders’ Agreement](https://bebconsultancy.co.uk/essential-considerations-before-signing-a-shareholders-agreement/): A shareholders’ agreement is essential for the survival of your business. Because disputes and disagreements can arise any time and, even for the simplest of reasons, it is crucial to have an official agreement that binds business partners, investors and shareholders. Through this agreement, you can ensure the security and success of your company despite differences in opinions among its leaders.  Similar to when drawing up other necessary business documents, you should make careful consideration before drafting and signing a shareholders’ agreement. This way, you can rest assured that the company will appropriately address contentious issues and have a contingency plan […]
- [How To Protect Minority Shareholder Rights](https://bebconsultancy.co.uk/how-to-protect-minority-shareholder-rights/)
- [Your Christmas Shopping Rights Explained](https://bebconsultancy.co.uk/christmas-shopping-rights-explained/): The average person spends £1,000 more at Christmas than any other time of the year.  The majority of that sum going on gifts for family and friends and more increasingly this is being done online (particularly since this pesky Covid-19 arose). So how protected are you? What are your rights to return if you’re not satisfied? What about if you bought online?  Online purchases are increasingly popular nowadays, ordering Christmas gifts from the comfort of your sofa in your pjs has become the norm.  Purchasing online comes with further consumer protection than in store. Stores do not have any obligation to […]
- [What Happens When a Shareholder Leaves a Company?](https://bebconsultancy.co.uk/what-happens-when-a-shareholder-leaves-a-company/)
- [Estimates vs Quotes - what's the difference?](https://bebconsultancy.co.uk/estimates-vs-quotes/): Quotations – are they legally binding? We have several clients unsure about quotations and their place in business, whether they are important, what happens if they need to be changed, how and when to implement them. All important to get correct in the course of your businesses every day running. Estimates vs quotes In our initial consultation we have many clients say that they don’t give out quotes as that ties them into a specific price, instead they give estimates to their customers with a rough idea of costs. Your customers should always have agreed to a specific scope of works […]
- [Are your terms and conditions compliant with consumer law ?](https://bebconsultancy.co.uk/are-your-terms-and-conditions-compliant-with-consumer-law/): If you work in a trade and are completing work on people’s homes, then it is fundamental your terms and conditions comply with consumer rights laws. Furthermore, it is essential to ensure they are enforceable, so that you get paid for the works that have been completed and you don’t find yourself in a stressful legal dispute.  If a customer sues you for loss or wants their money back, you have little chance of defending successfully without a well-written watertight set of terms. Having clear, easy to understand terms and conditions not only protects your business but will reassure your customers […]
- [DPA vs GDPR](https://bebconsultancy.co.uk/dpa-vs-gdpr/): As of May 2018 we all have to comply with the GDPR right? Wrong. Kinda…. Because the GDPR is a European regulation, we can’t directly use it as law, so the UK have added to our own legislation in the form of the updated Data Protection Act 2018 (DPA). The DPA updates a 20 year old law (definitely not our oldest but still very outdated) to include modern technology and other best practice processes for handling your data. The update to our domestic law also helps when it comes to implementing Brexit fully, meaning that there will be no retraction of […]
- [The Differences between Articles of Association, Shareholders’ Agreements and Investors’ Agreements](https://bebconsultancy.co.uk/the-differences-between-articles-of-association-shareholders-agreements-and-investors-agreements/): If you wish to invest in or perhaps build your own company, there are certain legal documents you need to familiarise yourself with to ensure that your business will be built on solid foundations and that your interests are well-protected. Getting lost in legal and company jargon can happen quite easily at first. But, by doing some homework, you will soon be able to navigate your way through these documents and obtain the necessary protection your company needs.  Today, we are going to discuss the three most commonly confused legal documents required by businesses of all sizes: the articles of association, […]
- [A Quick Guide to Drafting a Shareholders’ Agreement](https://bebconsultancy.co.uk/a-quick-guide-to-drafting-a-shareholders-agreement/): Most business owners believe that nothing will go wrong when they first set up a company with a partner(s). In fact, they are usually confident that because they know each other so well and are therefore unlikely to argue over something that could lead to the company’s demise, it is unnecessary to draft a shareholders’ agreement. Unfortunately, things don’t always work out like that; changes can and do take place, and business relationships can go sour, even among partners who are friends or relatives. This is why it is essential to have an official binding agreement between business partners, investors and […]
- [Mistakes Start-Ups Must Avoid When Drafting a Shareholders’ Agreement](https://bebconsultancy.co.uk/mistakes-start-ups-must-avoid-when-drafting-a-shareholders-agreement/): When trying to establish a start-up with business partners, one piece of expert advice you will often hear is that you should draw up a shareholders’ agreement, and for good reason. Beyond attracting clients and gaining a strong foothold in your niche field or industry, ensuring that your company has legal safeguards in place is something you should prioritise.  A shareholders’ agreement can help you in this regard as it outlines the rights and expectations of all shareholders. As well as many other key issues, it also details how your company will be run and financed. With a signed shareholders’ agreement, […]
- [Why Do You Need an IR35 Contract Review?](https://bebconsultancy.co.uk/why-do-you-need-an-ir35-contract-review/): If you are self-employed, a contractor or a freelancer, being found violating IR35 can have severe consequences for your trade or business. Not only will you be required to pay back the taxes you owe, but you will also have to deal with the interest payments and any penalties that accrue. Furthermore, Her Majesty’s Revenue and Customs (HMRC) may force you to take care of these matters sooner rather than later, giving you less time to prepare your finances and put them in order.  This is why compliance with this tax legislation is an absolute must. With IR35 set to be […]
- [What is IR35 and How is it Changing?](https://bebconsultancy.co.uk/what-is-ir35-and-how-is-it-changing/): IR35, the UK’s anti-tax avoidance legislation, has been the subject of widespread criticism since it was first introduced 20 years ago. Designed to prevent workers and the companies that hire them from committing tax avoidance, IR35 has often been thought of as being poorly conceived and implemented. Some tax experts regard it as “unnecessary,” suggesting that it has brought hardship to many small businesses in the UK. Now, there is a buzz surrounding IR35 once again. A few years ago, it was announced that these “off-payroll working rules” would be expanded in April 2020 to include those in the private sector. […]
- [IR35 Compliance: What You Need To Know](https://bebconsultancy.co.uk/ir35-compliance-what-you-need-to-know/): Before IR35 took effect in April 2000, contractors who declared themselves as self-employed were able to provide personal services through their intermediaries, a personal service company or a limited company. As a result, they could set up an employment contract with their clients and work in the capacity of an “employed” individual while enjoying the tax privileges afforded to the self-employed. In turn, they paid less in taxation and National Insurance contributions (NIC) compared to regular employees who were required to make such payments at a higher rate.  To curb the growth of this way of working that avoided paying some […]
- [Your rights as a consumer during Covid-19 Pandemic - weddings, other events or services](https://bebconsultancy.co.uk/your-rights-as-a-consumer-during-covid-19-pandemic-weddings-other-events-or-services/): Over the past few weeks I have been asked a number of questions regarding refunds etc from suppliers as a consumer. Whilst it seems the majority of companies who deal with consumers across the UK have been flexible, there are a number of consumers who find themselves in battles trying to get their money back. Events such as music festivals and weddings are being cancelled up and down the country due to the government banning any gatherings of more than two people (with the exception of funerals) to limit the spread of coronavirus. I am sure I am not in the […]
- [Main Reasons Why Most Companies Need a Signed Shareholders' Agreement](https://bebconsultancy.co.uk/main-reasons-why-most-companies-need-a-signed-shareholders-agreement/): Having your own business and being your own boss is undoubtedly a dream-come-true for many people. For them, there is no greater rush than being able to call all the shots and not having to answer to anyone else. When the stakes getting high, it makes sense to do everything you can to ensure the success and survival of your company. This is particularly important if you co-own your business with other people. If you put in all the work to make your dream come true, it would be a waste of time and effort if your business ended up failing […]
- [What Is a Shareholders' Agreement and Why Is It Important?](https://bebconsultancy.co.uk/what-is-a-shareholders-agreement-and-why-is-it-important/): Setting up a company with a partner, whether it be a business partner or friends and family, can often be a tricky undertaking. If something goes wrong and the business goes down the pan at some point in the future, it is not only your capital that is in danger of being lost. You could also end up losing close friendships and other important alliances. There is also the risk of you facing expensive legal disputes that could frustrate you no end.  Whilst pessimism is not a good trait in any budding business owner, as a boy scout would say, it […]
- [Moving your business online or launching a business online during the coronavirus pandemic.](https://bebconsultancy.co.uk/moving-your-business-online-or-launching-a-business-online-during-the-coronavirus-pandemic/): These uncertain times have forced business owners to start thinking differently, whether that is by changing the way they are working, no office working for example and adapting to working from home. Many businesses are also thinking of ways they can continue trading whilst we are social distancing. A business like ours for example can be done remotely, technology allows us to continue trading and being able to offer the same service that we always have. The training side, which is usually face to face is now being moved online and this is what this blog is about. Business is still […]
- [IR35 changes delayed due to coronavirus](https://bebconsultancy.co.uk/ir35-changes-delayed-due-to-coronavirus/): The Government has delayed controversial changes to the IR35 tax system in response to the coronavirus pandemic. This has given some relief for self-employed workers as HMRC tax reforms are postponed for a year due to coronavirus. The changes would have led self-employed individuals operating through a personal service company to pay more tax under legislation known as IR35. However, this does not mean you have no need to worry about IR35 legislation. The original legislation still in place and puts the onus on the individual to determine their employment status, if this is not done correctly you may be fined […]
- [Force Majeure in Construction Contracts](https://bebconsultancy.co.uk/force-majeure-in-construction-contracts/): What are JCT and construction contract provisions about Coronavirus? We have had many clients contact us the past couple of weeks obviously concerned about the global pandemic and current situation surrounding such, each client has different questions and needs different advice, and in many cases the advice is changing daily and we as well as you are trying to keep up. The biggest issue in construction in the current climate will be delays – these may be caused by unavailability of materials coming from further afield or even abroad and reduced workforces due to isolation and in some cases the restrictions […]
- [Coronavirus COVID-19 and Force Majeure](https://bebconsultancy.co.uk/coronavirus-covid-19-and-force-majeure/): The COVID-19 Coronavirus is disrupting both public life and business across the globe in various countries, events being called off, companies who import from China facing severe delays due to the business running on skeleton staff and concerns around travel. More than 100,000 people worldwide have been reported to be infected with the coronavirus (COVID-19), the illness that brought China’s manufacturing almost to a halt. As other parts of the world have become affected and it is all that is spoken about in our news, it is a good idea to assess your contractual obligations. If you are in an industry […]

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## Products

- [The Business Owners' Guide to Construction Contracts](https://bebconsultancy.co.uk/product/guide-to-construction-contracts/): Protect your business, reduce risk, and get paid with confidence.    This practical guide explains the legal documents every construction business needs, how to navigate JCT contracts, avoid costly contract mistakes, manage subcontractors and suppliers, and understand the key differences between shareholder and partnership agreements. Whether you're a contractor, subcontractor, or construction business owner, this guide gives you the knowledge to safeguard your business and improve profitability.
- [Small Business Owners Guide to Contracts](https://bebconsultancy.co.uk/product/small-business-owners-guide-to-contracts/): The practical legal guide every business owner should read before signing their next agreement.    Learn how contracts really work, what terms and conditions your business needs, how to avoid costly supplier agreements, protect yourself from hidden liabilities, understand purchase terms, and discover why shareholder and partnership agreements are essential for long-term business success.
- [Test Subscription Product](https://bebconsultancy.co.uk/product/test-subscription-product/)
- [Essential Business Academy - Annual Subscription](https://bebconsultancy.co.uk/product/essential-business-academy-annual/): Your one-stop shop for accurate business and legal support to ensure your business is a success, all for just £199 per year.
- [Understanding Payment Applications](https://bebconsultancy.co.uk/product/understanding-payment-applications/): This course will teach you how to better structure your payment terms, make applications for payments and why this is important to avoid losing out on money you have earned.
- [Making Sure You Get Paid for Variations](https://bebconsultancy.co.uk/product/making-sure-you-get-paid-for-variations/):                                   Many people don’t get paid for additional works they conduct as such work was not factored into the original quotation or payment plan. Do not let this be you!    This course will talk you through things you can do to ensure payment for variations and additional works, including how this may affect your payment terms, programme, and price.                                  
- [Agreeing the Correct Scope of Works and Getting Paid for Extras](https://bebconsultancy.co.uk/product/agreeing-the-correct-scope-of-works-and-getting-paid-for-extras/):                                   This course will explain how to agree your scope of works in accordance with your specification. We also consider how and when to provide your manuals and documentation, as well as how to avoid losing out for wasted time and additional responsibilities.    This course teaches you what these extras mean, how to charge for them and how to ensure you get paid for them, including:     	Aborted Visits   	Attendances   	Storage   	Protection   	Insurance    These all add up and can end up being significant amounts of extra money added to your bottom line, rather than bearing the cost of them yourselves.                                  
- [How to Limit Your Liability and Reduce Risks](https://bebconsultancy.co.uk/product/how-to-limit-your-liability-and-reduce-risks/):                           This course will go into detail on what Liquidated and Ascertained Damages (LADs) are and how the contractor charges you for delays, and the risks revolving around direct and indirect losses. Additionally, what the Defects Liability Period is, how long it should be and when it starts, as well as what your responsibilities within such are.                          
- [Demystifying Collateral Warranties, Vesting Agreements & Other Associated Documents](https://bebconsultancy.co.uk/product/demystifying-collateral-warranties-vesting-agreements-other-associated-documents/):                               Have you been asked to sign additional documents that you do not understand?    Don’t get caught out!    This course aims to tackle some of these documents, including the likes of indemnities, vesting agreements, performance bonds, parent company guarantees and collateral warranties.  We will explain what they are, why they are used, the associated risks and how you can use them to your benefit.                              
- [The Alarming Costs of Getting it Wrong, Prevention & Dispute Resolution](https://bebconsultancy.co.uk/product/the-alarming-costs-of-getting-it-wrong-prevention-dispute-resolution/):                           This course will discuss the ways you risk effectively wiping out your entire contract value or even end up owing money.  We will go into how to avoid getting hit by unexpected charges and other easy to remedy errors, ensuring you know how to protect yourself.    Should you ever find yourself in conflict, this course will also teach you ways to resolve issues using ADR (alternative dispute resolution), including explanation and detail on arbitration, negotiation and adjudication.                          
- [How to Ensure you Get Paid – On Time!](https://bebconsultancy.co.uk/product/how-to-ensure-you-get-paid/):                       Contracts in the construction industry are unlike any other and can cripple a business that hasn’t fully read and understood the risks contained within them.  We have over 35 years’ experience advising our clients on how to reduce the risks when entering into JCT and other construction contracts.  It’s essential for any company that is working with main contractors under a JCT or is considering doing so.    In this video, we will explain how to:     	Structure your payment terms   	Understand payment applications   	Ensure you get paid on time, and   	Suspend your work if you don’t                      
- [The Dangers of a JCT Contract](https://bebconsultancy.co.uk/product/the-dangers-of-a-jct-contract/):                   This course will give you an overview of the dangers of entering into a JCT without fully understanding what you are signing, including where a JCT can fall short and may fail to protect you.  It will also detail some of the specific pitfalls you need to be wary of, for example the risk of:     	Losing Ownership of Materials   	LADs   	Unfixed Materials   	Uncapped Damages   	Storage Protection Insurance    It is crucial that you understand these pitfalls, as when underestimated, they could have the potential to wipe out your entire contract value.                  
- [The Benefits of a JCT Contract](https://bebconsultancy.co.uk/product/the-benefits-of-a-jct-contract/):               This course is aimed at those entering into a JCT Contract for the first time.  We will talk you through the various sections, including:     	Definitions and Interpretations   	Carrying out the Works   	Control of the Works   	Payment   	Variations   	Injury, Damage and Insurance   	Assignment, Third Party Rights and Collateral Warranties   	Termination   	Settlement of Disputes    We will go into detail on what each of these sections mean and how you can use them to your advantage when contracting under a JCT.              
- [Complete JCT and Construction essentials course, comprising all 9 lessons](https://bebconsultancy.co.uk/product/complete-jct-and-construction-essentials-course-comprising-all-9-lessons/):       We show you all 9 of our lessons including:     	The benefits of a JCT contract   	The dangers of a JCT contract   	How to ensure you get paid – on time!   	Understanding payment applications   	Making sure you get paid for variations   	Agreeing the correct scope of works and getting paid for extras   	How to Limit Your Liability and Reduce Risks   	Demystifying Collateral Warranties, Vesting Agreements & Other Associated Documents   	The alarming costs of getting it wrong, prevention & dispute resolution      
- [Essential Business Academy - Monthly Subscription](https://bebconsultancy.co.uk/product/essential-business-academy-monthly-subscription/): Your one-stop shop for accurate business and legal support to ensure your business is a success, all for just £17.99 / month.

## Optional

- [Agent (MCP protocol)](websites-agents.hostinger.com/bebconsultancy.co.uk/mcp)

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