by Kerry Gibbs | Jun 29, 2023 | Terms & Conditions
Writing terms and conditions requires careful consideration and attention to detail. While the specific content and structure may vary depending on the nature of the goods and services, here are some general steps to help you write terms and conditions: Identify the...
by Kerry Gibbs | Jun 20, 2023 | Loans & Credit Agreements
I often speak to business owners who misunderstand the difference between an investment and a loan in a limited company. In a limited company, the main difference between an investment and a loan lies in the nature of the financial arrangement and the associated...
by Kerry Gibbs | May 31, 2023 | GDPR & Data Protection, Privacy Policy
In the digital age, where data has become an invaluable asset, ensuring the security and privacy of customer data is of paramount importance. Cyber threats and data breaches are on the rise, and it has been claimed that nearly half of UK businesses reported a cyber...
by Kerry Gibbs | Feb 20, 2023 | Terms & Conditions, Construction Contracts
Parties to contracts especially in construction, often include clauses in their contracts seeking to exclude claims for indirect and consequential losses, believing that such clauses are likely to prevent claims for loss of profit. Whether loss of profit is a direct...
by Kerry Gibbs | Jan 5, 2023 | Payment terms
On December 3rd 2022, The Business Secretary Grant Shapps ordered a review aimed at tackling late payments for small businesses, suggesting that small businesses are owed £23.4bn in outstanding invoices. Many small businesses operate with low cash reserves, which...