The likes of Klarna and Clearpay have become the new way to shop online. Known as point-of-sale loans, major online retailers are giving consumers the option to buy now and pay later on items. The choice of spreading the cost over 3 months or paying up to 30 days...
“I am owed money but there was no contract in place” This is a common statement I see and hear across social media and the business community from business owners who have not been paid for the goods or services they have delivered. Not only does it cause a huge...
Are you a package travel company, or even just offering stays to your clients? With Thomas Cook sadly going under yesterday, it had me thinking of all those poor holidaymakers that are currently abroad or having their prebooked holidays cancelled and how upsetting a...
The High court found that a clause contained in the standard terms and conditions of an IT supplier was unenforceable and damages were awarded to their client for over £110k. Often, suppliers look to exclude or limit liability within their standard terms and...
IR35 : Off-Payroll Tax IR35 is tax legislation which has been in force since April 2000 designed to combat tax avoidance by self employed freelancers and the companies that are hiring them. Generally, these workers are supplying their services to clients via a...
Getting your terms and conditions drafted professionally is never a top priority when starting a business. Many may steal from competitors or use templated documents instead of getting their own documents professionally drafted, which is dangerous and not effective....